When it comes to commercial property damage from the elements, there is one thing you can control: fire. Though it is often overlooked as an unlikely possibility, many business owners find themselves at a loss if a fire were to start internally — especially insured losses. Obviously, certain types of businesses are at a higher risk of experiencing fire damage, such as restaurants, bars, and coffee shops, but retail shops and office buildings certainly are not exempt.

Preventative measures are key to avoid having a fire started on your commercial property, beginning with employee training. Business owners risk having to file liability claims if they do not communicate fire safety procedures and preventative measures to their employees, such as how to prevent a grease fire in a restaurant or how to handle welding equipment in a manufacturing plant. Having fire extinguishers and “Fire Exit” signs on hand is another effective step to take, as well as complying with fire code regulations, keeping pathways clear at all times, and having fire insurance.